1. If a person is a dual beneficiary how would a PASS and an IRWE work together to her benefit?
 

2. If a person is a dual recipient of both SSI and SSDI and the income is less than SGA a month, would they keep the SSDI benefit and would their income be calculated by the earned income exclusion?
 
 
 
 
 

 
 

1. If a person is a dual beneficiary how would a PASS and an IRWE work together to her benefit?

Yes, the SSDI unearned income would be reduced by the general income exclusion and the earned income would be reduced by the earned income exclusion divided by 2 to equal the countable earned income. The countable unearned income plus the countable earned income is added together and subtracted from the current federal benefit rate to determine the cash amount of SSI.

 

2. If a person is a dual recipient of both SSI and SSDI and the income is less than SGA, would they keep the SSDI benefit and would their income be calculated by the earned income exclusion?

Yes, For example: If Jan has a $300 SSDI cash benefit and earnings of $450.00, then her earned income would be calculated as follows:
 

$300.00   SSDI (unearned income)
- 20.00     General exclusion
$280.00 Countable unearned income

$450.00 Earned income
-65.00    Earned income exclusion $385.00

divide by 2

$192.50 Countable earned income
+280.00 Countable unearned income
$472.50 Total countable income

$530.00 2001 Federal Benefit Rate
-472.50 Total countable income
$57.50 New SSI cash benefit

Monthly income:

$450 gross earnings
+300 SSDI
+ 57.50 SSI
$807.50